Privacy Policy

Last Updated: March 11, 2026

Version: 2026-03-11-v1

1. Introduction

This Privacy Policy describes how TRADEINSIGHTS JOURNAL LTD ("we", "us", "our", or "TradeInsights") collects, uses, discloses, and protects personal information when you use our trading journal and analytics platform (the "Service").

By using the Service, you consent to the practices described in this policy. This policy applies to all users worldwide, with additional rights for residents of the EU/EEA, UK, and California.

2. Information We Collect

2a. Information You Provide

  • Account data: name, email address, username, and password (hashed — never stored in plain text).
  • Profile information: trading preferences, experience level, profile picture.
  • Payment information: processed by our third-party payment processor (Stripe). We do NOT store full credit card numbers or payment card data.
  • Broker API credentials: OAuth tokens or read-only API keys for broker integrations that you provide.
  • Trade data: trades you manually enter or import from connected brokerages.
  • Support communications: emails, support tickets, chat messages, and feedback you send us.

2b. Information Collected Automatically

  • Usage data: features used, pages visited, actions taken, session duration.
  • Device information: device type, operating system, browser type, screen resolution.
  • Log data: IP address, access times, referring URLs, error logs.
  • Cookies and similar technologies: see Section 8 and our Cookie Policy.
  • Analytics data collected via third-party analytics providers (where you have consented).

2c. Information from Third Parties

  • Trade data imported from connected brokerages (trades, positions, transaction history).
  • Authentication data from social login providers, if you choose to use them.

3. How We Use Your Information

  • Provide, maintain, and improve the Service.
  • Process and display your trade data, analytics, and reports.
  • Generate AI-powered insights and performance analytics.
  • Process payments and manage subscriptions.
  • Send transactional emails (account confirmation, password reset, billing).
  • Send optional marketing communications (with consent; opt-out available at any time).
  • Monitor and analyse usage trends to improve the Platform.
  • Detect, prevent, and address technical issues and security threats.
  • Comply with legal obligations.

Regarding AI Training

We do NOT use your personal trade data to train our AI models. AI insights are generated using your individual data in real-time and are not retained for model training purposes. We may use aggregated, anonymised data (which cannot identify you) to improve service quality.

4. How We Share Your Information

We do not sell your personal information. We may share information in the following limited circumstances:

  • Service Providers: Payment processors, cloud hosting, analytics services, email delivery — solely to perform services on our behalf and bound by confidentiality obligations.
  • Broker Integrations: Data flows between TradeInsights and connected brokerages as authorised by you.
  • Legal Requirements: When required by law, regulation, legal process, or governmental request.
  • Business Transfers: In connection with a merger, acquisition, or sale of assets. You will be notified of any such change.
  • With Your Consent: When you have given explicit consent for a specific sharing purpose.
  • Aggregated Data: We may share anonymised, aggregated data that cannot identify individual users.

5. Data Security

  • We use industry-standard security measures including encryption in transit (TLS/SSL) and at rest.
  • Broker API tokens are encrypted and stored securely.
  • Access to user data is restricted to authorised personnel on a need-to-know basis.
  • Passwords are hashed using a secure cryptographic algorithm and are never stored in plain text.
  • Despite these measures, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security.
  • In the event of a data breach affecting personal information, we will notify affected users and relevant authorities as required by applicable law.

6. Data Retention

  • Active account data is retained for the duration of your account.
  • After an account deletion request: personal data is deleted within 30 days, except where retention is required by law (e.g., financial records, tax compliance).
  • Backup copies may persist for up to 90 days after deletion.
  • Aggregated, anonymised data may be retained indefinitely for analytical purposes.
  • Payment records are retained as required by tax and financial regulations.

7. Your Rights

All Users

  • Access: Request a copy of your personal data.
  • Correction: Request correction of inaccurate data.
  • Deletion: Request deletion of your personal data.
  • Data Export: Request a portable copy of your data (available in Settings).
  • Opt-out: Unsubscribe from marketing communications at any time.
  • Withdraw Consent: Withdraw previously given consent at any time.

EU/EEA/UK Residents (GDPR)

  • Right to restrict processing.
  • Right to object to processing based on legitimate interests.
  • Right to data portability in machine-readable format.
  • Right to lodge a complaint with a supervisory authority.
  • Legal bases for processing: consent, contract performance, legitimate interests, legal obligations.
  • International transfers are protected by Standard Contractual Clauses or equivalent safeguards.

California Residents (CCPA/CPRA)

  • Right to know what personal information is collected, used, and shared.
  • Right to delete personal information.
  • Right to opt-out of the sale of personal information — we do not sell personal information.
  • Right to non-discrimination for exercising privacy rights.
  • To exercise any rights, contact info@tradeinsights.io.

8. Cookies and Tracking

We use cookies and similar technologies. See our Cookie Policy for full details. In summary:

  • Essential Cookies: Required for the Platform to function (session management, authentication, security). Always active.
  • Analytics Cookies: Used to understand usage patterns (e.g., Google Analytics). Only loaded with your consent.
  • Preference Cookies: Store your settings and preferences. Only loaded with your consent.

You can control cookies through browser settings or by using our Cookie Settings option in the site footer. We honour Do Not Track (DNT) signals where feasible.

9. Children's Privacy

The Service is not intended for anyone under 18 years of age. We do not knowingly collect personal information from children under 18. If we learn that we have collected data from a child under 18, we will delete it promptly. Parents or guardians who believe their child has provided information to us should contact us at info@tradeinsights.io.

10. International Data Transfers

Data may be transferred to and processed in countries other than your country of residence. We implement appropriate safeguards (Standard Contractual Clauses, adequacy decisions, or equivalent mechanisms) for international transfers. By using the Service, you consent to the transfer of your data to the United States.

11. Third-Party Links and Services

The Platform may contain links to third-party websites or services. We are not responsible for the privacy practices of third parties. We encourage you to review the privacy policies of any third-party services you access through the Platform.

12. Changes to This Policy

We may update this Privacy Policy periodically. Material changes will be communicated via email or prominent notice on the Platform. Continued use of the Service after changes constitutes acceptance. We encourage you to review this policy regularly.

13. Web Push Notifications

If you opt in to browser ("Web Push") notifications, your browser generates a unique push subscription endpoint and a pair of cryptographic keys. We store this endpoint, the public keys, and your user agent string so that we can deliver notifications to your device.

  • Push notifications are strictly opt-in. We never trigger a permission prompt on page load — you must explicitly enable them in Settings → Notifications.
  • Notifications are delivered via your browser vendor's push service (e.g., Google FCM for Chrome, Mozilla Autopush for Firefox, Apple Push Notification service for Safari). The notification content is encrypted in transit using the keys generated by your browser.
  • We record aggregate engagement events (delivered, clicked, dismissed) per campaign for product analytics. Click events are tied to your account; we do not share them with third parties.
  • You can disable push notifications at any time by toggling the switch in Settings, by clicking the unsubscribe link contained in any notification, or by revoking notification permissions in your browser settings.
  • When you unsubscribe, we delete the push subscription record for your device within 30 days.

14. Contact Information

For privacy questions, data requests, or complaints:

TRADEINSIGHTS JOURNAL LTD

251 Little Falls Drive, Wilmington, DE 19808

Email: info@tradeinsights.io

We will respond to requests within 30 days (or as required by applicable law).

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